Have you inherited a IRA? This is a MUST WATCH!

In late December of 2019, The SECURE Act became enacted into law. If you were the beneficiary of a loved one’s IRA (or other retirement account) and they passed away after January 1st of 2020, there is a new set of rules that will affect that inherited retirement account. Nic draws up an easy-to-follow flowchart to show what rules your inherited IRA will follow depending on your unique situation.

Video Link:


When you watch the video, you'll see that Nic has drawn up this flow chart that shows you exactly what rules would apply to you depending on your unique situation. You can click the image above or follow the link below to view and download the graphic to use for reference.

Download the flow chart:


From Saturday's Show:

Gold and Bonds Make a Comeback (11/19/2022)

This last Friday, roughly $2 trillion in stock options expired. What does that even mean? Brian and Nic hit the airwaves today to explain just that. To hedge against risk in the markets, we contemplate two old-age investments that may become relevant again: Gold and Bonds. In the second hour, we talk about buying, leasing, or renting. Whether it comes to buying a house or buying a car, which option is best?

Full Show Archive:


RMD deadlines are approaching! (Dec. 31)

So, how can you make the best of them?

For many with money sitting inside of a pre-tax retirement account, it’s time to start thinking about taking their required minimum distributions. And depending on your situation, taking your RMDs may not exactly be ideal! Nic gives you some ideas on how to make the most out of those distributions. Online calculators, qualified charitable distributions, and investing your RMDs.

Nic at the white board (2022)

Watch the podcast above, or listen to the audio here:



Nic Daniels BFA™, Financial Advisor

Find Us: