VIDEOS

#taxlossharvesting #taxsavings #capitalgainstax

If you’re new to investing and haven’t had to report your Capital Gains before, you may not be aware of the unfavorable rates that these gains are taxed at. But luckily, there’s a way to reduce your capital gains tax liability… Host: Nic Daniels BFA™, Financial Advisor The Real Money Pros https://www.therealmoneypros.com ————————————————————— Academy Mortgage https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor Lively (HSAs and FSAs) https://livelyme.com/pro Tree City Advisors of Apollon https://www.treecityadvisors.com ————————————————————— Chapters: 00:00 - Intro 01:04 - What is Tax Loss Harvesting? 01:34 - Loss Harvesting RULES 03:52 - Outro

Could President Biden's latest budget proposal really include the taxation of Unrealized Capital Gains? Doubtful. Nic explains what Capital Gains are, how Short-Term and Long-Term Capital Gains differ, how they're taxed, and how they MAY be taxed in the future. Host: Nic Daniels BFA™, Financial Advisor The Real Money Pros https://www.therealmoneypros.com ————————————————————— Academy Mortgage https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor Lively (HSAs and FSAs) https://livelyme.com/pro Tree City Advisors of Apollon https://www.treecityadvisors.com ————————————————————— Chapters: 00:00 - Intro 00:25 - What Are Capital Gains? 01:19 - Long vs. Short-Term Capital Gains 02:35 - Tax on Unrealized Capital Gains? 07:05 - Outro

Roboadvisors are nothing new–the technology has actually been around for quite some time now. But with the recent advancements of artificial intelligence like ChatGPT and Google Cloud AI, it's got us thinking: Could human financial advisors (like us) go extinct? Nic breaks down why that may never be the case, though investment technology performs surprisingly well on its own. Host: Nic Daniels BFA™, Financial Advisor   ————————————————————— The Real Money Pros https://www.therealmoneypros.com Academy Mortgage https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor Lively (HSAs and FSAs) https://livelyme.com/pro Tree City Advisors of Apollon https://www.treecityadvisors.com ————————————————————— Chapters: 00:00 - Intro 00:51 - Benefits of Roboadvisor Platforms 03:14 - Drawbacks of Roboadvisors 06:14 - What Fees Really Buy You 06:44 - Outro

Make your money go a little further 🧠 #moneymarket #apy #yield

Big news hit us late last week with Silicon Valley Bank essentially collapsing… and it begs us the question: Can we trust the banking system with our money? We may have the backup of the FDIC, but what flaws of the system could cause us to lose our money if it came to it? Listen to the full show here: https://www.therealmoneypros.com/podcast/episode/fec41969/banks-trust-and-our-money-3112023 Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Dave Perry, Branch Manager at Academy Mortgage ————————————————————— The Real Money Pros: https://www.therealmoneypros.com Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor Lively (HSAs and FSAs) https://livelyme.com/pro Tree City Advisors of Apollon: https://www.treecityadvisors.com —————————————————————

The money you put into life insurance should be the most efficient dollars that you hope you WASTE. Financial advisors, Nic and Alex, explain why you shouldn't be forced pay higher premiums for less coverage. They show you why these "investible" insurance policies are majorly inefficient. Rent the policy, don't buy it. Hosts: Nic Daniels BFA™, Financial Advisor Alexandra Lundgren AIF®, Financial Advisor ————————————————————— The Real Money Pros https://www.therealmoneypros.com Use our Sponsors! Academy Mortgage https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor Lively (HSAs and FSAs) https://livelyme.com/pro Tree City Advisors of Apollon https://www.treecityadvisors.com ————————————————————— Chapters: 00:00 - Intro 00:17 - Yes, Buy Life Insurance 01:14 - Term Life Insurance 02:47 - Permanent Life Insurance 04:28 - Don’t Be Sold the Permanent 07:20 - Insurance is NOT an Investment 09:30 - Insurance Illustration Examples 16:47 - Permanent is Just Inefficient 18:15 - Outro

ROTH IRAs do NOT work the same 🚫 #IRA #taxableincome

Why are Roth IRAs such a powerful tool? Sure, you pay taxes on your contributions now, but when you take that money out at the age of 59 and a half, you pay ZERO Taxes! Nic demonstrates why you're going to want to pay TODAY'S tax rates. Host: Nic Daniels BFA™, Financial Advisor ————————————————————— The Real Money Pros https://www.therealmoneypros.com Tree City Advisors of Apollon https://www.treecityadvisors.com Academy Mortgage https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor Lively (HSAs and FSAs) https://livelyme.com/pro ————————————————————— Chapters 00:00 - Intro 00:37 - Aggressively Grow in Roth Accounts 03:16 - The Future of Tax Rates 06:32 - Estimated Roth IRA Returns 10:32 - Outro